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Credit Counseling

So I get 3 types of calls: Fix my credit! I want to settle my debt for less than what I owe. I’m being sued! I’m going to try and blog about my experiences at the front lines.The post Credit Counseling...

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I think I’m being sued!

Yesterday’s call: My client got a letter from a lawyer who offers to represent her and is giving her an advance “courtesy” warning that she is about to be sued. These lawyers peruse public records and...

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Pay Garnishments Increase in U.S.

It used to be a rare occasion when a consumer was sued on a defaulted debt. Not any more. I’ve recently seen an article in the New York Times about the uptick in debtor lawsuits as a collection method...

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